Older adults are common targets
Scam artists steal a documented $3 billion a year from the 55-plus population, a mere fraction of the actual amount, considering that only an estimated 4 percent of retirement-age victims ? just one in 25, according to various studies ? ever report those crimes.
As Humphrey knows from his time as Minnesota attorney general and as an AARP state president and national board member, older people sometimes make the problem worse. They're often reluctant to admit they've been exploited and are afraid that being exposed might jeopardize their independence. As a result, they end up getting deeper into financial trouble. Further, their financial decision-making ability usually declines with age. Humphrey and the Consumer Financial Protection Bureau want to change all that.
"Our goal is to answer two questions," Humphrey says. "How do we prevent these citizens from getting ripped off? And how do we help them make smart financial decisions as they age?"
Source: http://www.aarp.org/money/scams-fraud/info-03-2013/skip-humphreys-mission-protection.html
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